YAPE is one of the most used applications in the country of Peru, as it has a simple, fast and secure way to do some banking transactions.
We can talk about the fact that a large percentage of citizens make frequent use of it and are grateful and satisfied with the bank that gave rise to this new way of mobilizing money without using an ATM with a debit card .
This application can be managed using a mobile device, since it avoids the need to go to any banking agency that maintains interoperability with this system and can carry out banking operations from the comfort of the place where they are and even more so taking into account which is currently completely free.
What is YAPE?
It’s a new, mobile and fast way to send money. First, using an application or scanning the QR code . This way of sending money is only used by courier in one of the Latin countries such as Peru.
This modality began to function in 2016, by Banco Del Crédito del Perú, it does not have a limit number of transactions, this being one of the most used in the Peruvian territory due to its easy and effective functionality, leaving a high degree satisfaction in users.
It is worth mentioning that it is working with six banking entities in the nation to join this new form of banking movements.
Taking into account that there is already interoperability between some banks in Peru, such as: Banco de la Nacional, Mi banco and Caja Cusco. In addition, other entities are expected to join the new system.
How does YAPE work?
As a consequence of what is being experienced today by the pandemic worldwide, citizens are in need of financial operations, in this case as payments, which are quite complicated to go to a bank to make them.
In this sense, the creation of this new banking platform was very favored, in this case Peru was a Latin country, where this financial platform was created, in this way, the new mobile application will benefit a large crowd of people.
It works like a normal instant messaging application, first of all we must have the YAPE application downloaded to the mobile device. It is not necessary to have the number of the account to which you are sending. Next, the only thing we must have is the cell phone number of the person who will receive the remittance.
Another simple way to do it is through the QR code, we can do it by scanning this code, we enter the amount of money correctly and then we accept.
In the same way, a simple way to use the application is as follows: We download the YAPE application from the Play Store, then you register and access with a password, then you select yapear, here all your contacts appear and you must choose who you are going to carry out the transaction, finally you correctly place the amount of the operation and press accept.
Taking into account that there are several banks in the nation working with this system, there is no additional charge for transfer, for now. There is a maximum amount established per day for both sending or receiving money and it must be done between interoperable banks.
We must bear in mind that not only are there benefits for the user, but also the banking entities and the personnel who work there, since the number of users who visit the agencies will decrease, the pressure on customer service personnel will decrease. in turn, the bank’s customers will increase .
It is worth mentioning that the YAPE application is also suitable for scams, for this reason it must be used carefully and the password used must be highly confidential.
How to create a YAPE account?
- First we access the Play Store application on the mobile device
- Here in the same way we look for the YAPE application and then we download it
- At the same time we click on the option to create an account
- There we must write down the number of our cell phone, then we clearly and precisely register the code that in turn will be sent to our mobile phone
- We carefully set our data and create a password
- Thus we finally obtain our account to gladly begin to use the functions offered by this tool provided by Banco del Crédito Del Perú.